USER AGREEMENT

Bell Weath Management Inc. (the “Firm”) is a State of Texas registered investment advisor located in Austin, Texas.

The Firm and its representatives are in compliance with the current registration and/or notice filing requirements imposed upon SEC-registered investment advisors and is registered with the State of Texas. The Firm’s web site is limited to the dissemination of general information pertaining to its investment advisory services.

The web site does not constitute a complete description of our investment services or performance. This web site should not be construed as a solicitation or offer to sell securities or investment advisory services, except where applicable, in states where we are registered or where an exemption or exclusion from such registration exists.

All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly. Access to the Material (including Software) may not be legal by certain persons or in certain countries. If you access the Firm’s web site from outside the United States, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.

Subject to the Firm’s Privacy Policy, the Firm may use the information it obtains relating to you, including your IP address, name, mailing address, email address and use of its web site for its internal business and marketing purposes and may disclose the information to its affiliates and other third parties for such purposes.

Information throughout the site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this web site should be interpreted to state or imply that past results are an indication of future performance.

All securities investments carry risk, including a risk of loss of principal. Neither we, nor our information providers, shall be liable in the transmission thereof to the user.

Additional information about Bell Wealth Management Inc.is available on the SEC’s Investment Adviser Public Disclosure (“IAPD”) website, www.adviserinfo.sec.gov.

At certain places on our website we offer direct access or ‘links’ to other internet websites. These sites contain information that has been created, published, maintained or otherwise posted by institutions or organizations independent of  Bell Wealth Management Inc. Bell Wealth Management Inc does not endorse, approve, certify or control these websites and does not assume responsibility for the accuracy, completeness or timeliness of the information located therein. Visitors to these websites should not use or rely on the information contained therein until consulting with an independent finance professional. BluePointe Capital Management, LLC does not necessarily endorse or recommend any commercial product or service described at these websites.

THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY “LINKED” WEB SITE.